Top ten financial Habits you can do!

1. Check your bank accounts every day.

Make it a habit to check on your bank accounts at least once a day. It will only take a minute to see if anything has changed or if something has gone wrong. With modern computers and technology it is easier than ever to be aware of what is happening with your money.

2. Set up an automatic Debt order

Set up a debit order from your current account, so that a percentage of your money goes directly into a savings account or investment. This will ensure that you are able to start building up sizeable savings to buy more expensive items like a car or a house.

3. Adopt a spending plan

Plan on what you would like to purchase in the next few months and change your spending habits to accommodate your goals.

4. Share your goal with a friend

There is nothing better than sharing and achieving a difficult goal with someone you care about, which will motivate you and encourage you.

5. Try to stick to your goal.

Once you have your goal insight try to stay on course to achieve it.

6. You deserve more

You are allowed to improve your life and make your life better. The only way you can do that is by working hard and being smart with what you have. Small steps end up being giant leaps forward.

7. Make a list before you shop

Before you go out to shop. Have a plan of what you would like to buy, this way you are more likely to stick to what you intended to buy and not buy unnecessary products.

8. You are allowed to buy something that brings yo happiness

Just becuase you are trying to save money doesn't mean you have to live like a pauper. you can still buy things that you enjoy but just in moderation.

9. Stop Impulse Buying

This buying products on a whim. If you see something you really want but haven't planned for, wait a little bit. Think about it and if after a while you still want it then decide if it the best purchase for you.

10. Plan long term

Every purchasing decision you make must have your long term vision and goal in mind. Sometimes it is hard to give up something in the present for something better in the future.

 


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